Paycheck Budget Planner
Plan bills, spending and savings by payday and see what's left until the next one.
- Web app + Sheets
€6.99*
Budget & Money
Budget spreadsheets & personal finance planners
Budget spreadsheet templates for everyday money: plan each paycheck, split your income 50/30/20, keep bills and subscriptions on one calendar, compare debt payoff orders or follow your net worth. Every planner comes as an offline web app and a template for Google Sheets™ – a one-time purchase, no subscription. There is no bank login: every number comes from what you enter.
Budget Spreadsheet
Record income and expenses and see your month and your year on one sheet.
- Web app + Sheets
€4.99*
50/30/20 Budget Planner
Split income into needs, wants and savings and compare the plan with real spending.
- Web app + Sheets
€4.99*
Bills & Subscriptions Organizer
Every bill, renewal and last day to cancel on one calendar – mark what's paid.
- Web app + Sheets
€6.99*
Debt Payoff Planner
Compare snowball, avalanche and your own order, then track what you actually paid.
- Web app + Sheets
€8.98*
Net Worth Tracker
List what you own and owe, update once a month and see your net worth over time.
- Web app + Sheets
€6.99*
Safe-to-Spend Budget Tracker
Your money until payday as one daily amount – after bills, savings and a buffer.
- Web app + Sheets
- Made for ADHD brains
€6.99*
An organizing tool – not financial, tax or legal advice.
Which one fits?
| If you … | Look at |
|---|---|
| Paid weekly or every two weeks and want to plan each paycheck? | Paycheck Budget Planner |
| Want one simple record of what came in and what went out? | Budget Spreadsheet |
| Want to split your income into needs, wants and savings? | 50/30/20 Budget Planner |
| Want every bill and subscription on one calendar? | Bills & Subscriptions Organizer |
| Paying off several debts and want to compare payoff orders? | Debt Payoff Planner |
| Want to see what you own and owe, month by month? | Net Worth Tracker |
| Want one daily amount until payday, after bills and a buffer? | Safe-to-Spend Budget Tracker |
Bundles for this topic
25% off when you buy all three on Etsy
Money Overview Bundle
- 50/30/20 Budget Planner€4.99*
- Net Worth Tracker€6.99*
- Safe-to-Spend Budget Tracker€6.99*
25% off when you buy all three on Etsy
Wedding & Paperwork Bundle
- Wedding Planner€8.98*
- Budget Spreadsheet€4.99*
- PDF E-Sign€4.99*
Questions
Do these planners connect to my bank?
No. There's no bank login and no automatic import. Every number comes from what you enter yourself – the planners never see your bank accounts.
Which one should I start with?
If you're paid every week or every two weeks, the Paycheck Budget Planner plans each paycheck. For one simple record of what came in and what went out, start with the Budget Spreadsheet. The table above helps with the rest.
Do I need Google Sheets?
No. Each planner works as an offline web app on its own. The Google Sheets version is included and needs a free Google account. The two don't sync, so pick the one you like.
Is this financial advice?
No. These are organizing tools: they show and calculate what you enter, and payoff dates or daily amounts are estimates from your own numbers. They don't tell you what to do with your money.