Bills & Subscriptions Organizer
Every bill, renewal and last day to cancel on one calendar – mark what's paid.
- Web app + Sheets
€6.99*
Paycheck Budget Planner – budget by paycheck in Google Sheets or offline
Plan bills, spending and savings by payday and see what's left until the next one.
- Web app + Sheets
- US · International · German
€6.99 for buyers in Germany, incl. 19% VATOne-time purchase · instant download
Etsy shows the final amount in your currency at checkout.
Buy on Etsy – €6.99
You'll check out on Etsy – how do I get my files?
After payment, download your files in a web browser – Etsy → You → Purchases and reviews → Download files, or the link in Etsy's order email if you checked out as a guest. The Etsy app can't download files.
- See what each paycheck covers and what's left
- Five pay schedules and up to four incomes
- Recurring bills that fill in every due date
- Offline web app plus Google Sheets version
In short
A paycheck budget spreadsheet that follows your paydays
Paycheck Budget Planner is a one-time download: an offline web app (no account needed) plus a separate Google Sheets™ template (free Google account) for planning bills, spending, savings and extra debt payments by payday – weekly, every two or four weeks, twice a month or monthly. No subscription.
A monthly budget can feel off when your pay arrives every week or every two weeks. This planner starts from your paydays instead. You set your pay schedule once, and every bill, expense and savings amount is assigned to the paycheck that pays for it. For each paycheck you see what's already committed, what's left and when the next payday comes. A money calendar and a yearly view show the same plan from further away.
Every number comes from what you enter. There's no bank connection, no transactions are imported, and a paycheck only counts as received when you mark it that way. The amount left is planned – it is not your bank balance. If you only want a record of what came in and went out each month, the Budget Spreadsheet is simpler.
An organizing tool – not financial, tax or legal advice.
The 15-second tour
See it move
What the video shows
The dashboard on a laptop. Labels appear one by one: Paycheck Budgets, Assign Bills, Savings Plans, Bill Calendar and Yearly Overview. A small card does the math for one paycheck: $2,150.00, minus $1,909.00 for bills, spending and savings, leaves $241.00. Then the bills list, the paycheck calendar and the year at a glance. It ends with: offline web app + Google Sheets, three editions (US, International, Deutsch), separate files, no syncing.
The video has no sound. · 15 s
Feature images
See it in action
Every paycheck countsThe current paycheck: amount, allocated, left and the next payday. Set bills onceAdd a bill once – its due dates appear by themselves. Your data stays yoursBrowser storage with backup and CSV export; Sheets saves to Google Drive. Plan every paydayEvery paycheck of the year, each marked Planned, Open or Received by you. Your money calendarPaydays, bills, spending and savings on the day they happen. Google Sheets includedThe Google Sheets version, blank or with sample data, in three colors. Track every expenseEach expense is tied to the paycheck that pays it. Savings and extra debtRegular savings and extra debt payments, ticked off when done. See the big pictureOne paycheck, a week, a month, the year or your own range. Ready in 5 minutesAn eight-step setup, or a sample plan to look around first. What you getWeb app, Google Sheets, three editions and the START HERE guide. Is this planner right for you?Short answers on installing, data, partners, pay schedules, regions and subscriptions.
Inside the app
Real screenshots, sample data.
The dashboardCurrent paycheck, allocated, left, next payday and both charts. Every paycheck of the yearPlanned pay, status, allocated and left for each paycheck. Calendar viewThe paychecks as a month calendar. BillsRecurring bills with rhythm, day and amount. Change a bill from a dateA new amount from a chosen date – earlier dates keep the old one.
What's included
A single HTML file that opens in your browser, without an account or subscription
Blank and with sample data, for 3 regions
US, International (UK, IE, AU, NZ, CA) and German (DE, AT, CH)
Setup instructions in English and German (PDF)
What it does
Paycheck by paycheck
- Each paycheck shows what it covers – bills, spending, savings, extra debt – and what's left
- The next payday and its expected amount stay in view
- Mark a paycheck Planned, Open or Received and add what actually arrived – it never changes on its own
Pay schedules and incomes
- Weekly, every 2 weeks, every 4 weeks, twice a month or monthly
- Up to 4 incomes, each with its own schedule – a partner's pay or a side job, for example
- Months with an extra paycheck are flagged; bonuses or tax refunds go under Extra income
Bills, spending and savings
- Recurring bills repeat monthly, quarterly or yearly, and every due date is created for you
- Change one payment, or a bill from a chosen date – earlier and paid dates stay as they were
- Plan spending ahead or record it as it happens – each expense is tied to a paycheck
- Savings goals and extra debt payments, every paycheck or monthly, ticked off when done
The wider view
- One paycheck, a week, a month, the year or your own date range
- Expected income, spending, savings, extra debt and your projected net
- A money calendar plus paycheck allocation and income vs. spending charts
In the web app
- A guided setup in 8 short steps and a demo plan to explore first
- CSV export, print/PDF and a backup file for moving to another device
Web app or Google Sheets?
Both versions are in your download as separate files – each plans by payday. Pick the one that fits how you work.
| Topic | Offline web app | Google Sheets |
|---|---|---|
| Where your plan lives | In your browser, on this device | In your own copy in Google Drive |
| Account | Not needed | A free Google account |
| Works offline | Yes, once the file is open in your browser | Usually needs an internet connection |
| Getting started | Guided setup in 8 short steps, or a demo plan | A blank or sample copy – you type into the white cells |
| Paycheck status | Planned, Open or Received – set by you | The same three statuses on the Paychecks tab |
| Calendar | Paydays, bills and spending on a month calendar | No calendar tab – each tab lists its own dates |
| Backup & history | A backup file to download and restore; CSV export | Google's version history |
They don't sync.
How it works
Buy on Etsy
Check out on Etsy, then download your files in a web browser – not in the Etsy app.
Open START HERE
The guide shows which web app file to open and has your Google Sheets copy links and the link for iPhone and iPad.
Start planning
Open the web app in your browser, or make your own copy of the Google Sheets template, and add your first entry.
Is it right for you?
A good fit if you …
- are paid weekly, every two weeks or twice a month and budget around those paydays
- want every bill matched to the paycheck that pays it
- plan with more than one income, such as a partner's pay or a side job
- prefer typing in your numbers to connecting a bank
Maybe not the right fit if you …
- only want a record of what came in and went out each month. Budget Spreadsheet →
- want one daily spending amount until payday. Safe-to-Spend Budget Tracker →
- mainly want to keep an eye on subscriptions and renewal dates. Bills & Subscriptions Organizer →
- need what this planner doesn't have: bank imports, reminders or syncing between the two versions.
Paycheck Budget Planner
€6.99 for buyers in Germany, incl. 19% VATEtsy shows the final amount in your currency at checkout.
Buy on Etsy – €6.99
One-time purchase · instant download · offline web app + Google Sheets
What you need
| Device | Web app | Google Sheets |
|---|---|---|
| Windows or Mac computer | Open the HTML file in Chrome, Edge, Firefox or Safari | In your browser |
| Android phone or tablet | Open the file from Downloads with Chrome | Google Sheets app or browser |
| iPhone & iPad | Open the web-app link from your START HERE guide in Safari and add it to your Home Screen | Google Sheets app or browser |
Editions
| Edition | Format |
|---|---|
| US | USD, 10/11/2026, 12-hour clock |
| International | UK, Ireland, Australia, New Zealand, Canada – 11/10/2026 |
| German | Germany, Austria, Switzerland – 11.10.2026, German labels |
Good to know
- An organizing tool – not financial, tax or legal advice
- No bank login – you enter paychecks and bills yourself
- The web app stores data locally in your browser – download backups regularly
- Web app and Google Sheets work independently and do not sync
- Instant digital download – no physical item will be shipped
- For personal use only – sharing, forwarding or reselling the files is not allowed
Questions about the Paycheck Budget Planner
Does it connect to my bank?
No. There's no bank login and no import – you type in paychecks, bills and expenses yourself.
Do I need an account?
The web app needs no account – you open the file in your browser. The Google Sheets version needs a free Google account. There's no stillmeasure. account and no subscription.
Where is my plan saved – and do the two versions sync?
The web app saves your plan in your browser on that device – download a backup now and then. The Google Sheets version is your own copy in Google Drive. The two don't sync.
Does it work on my iPhone or iPad?
iPhone & iPad: open the web-app link from your START HERE guide in Safari and add it to your Home Screen. A downloaded HTML file on its own only opens as a preview on iPhone and iPad.
Some months have three paychecks. Does it handle that?
Yes. Each paycheck is planned on its own date, and months with an extra paycheck are flagged. Setup needs one known payday and works out the rest.
Is the amount left my bank balance?
No. It's what remains from a paycheck after everything you planned from it, worked out from your entries – not from your account.
Can I use it in Excel?
It isn't supported. The spreadsheet is built for Google Sheets.
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Guides and free tools
Paycheck Budget Planner
€6.99 for buyers in Germany, incl. 19% VAT
One-time purchase · instant download · offline web app + Google Sheets
Last updated: Oct 2026 · Version 1.0